Personal Injury: What You Need to Know


Being injured in a severe accident can make you physically and emotionally weak. Imagine a situation of undergoing pain while fighting a lengthy lawsuit or a claim. It is quite stressful…

By following this guide, you can maximize your compensation from the settlement and bring some relief into your life.

What Are Your Legal Rights?

If you are injured in a vehicle accident, then there are two types of compensation.

No-fault Accidents

ICBC is a provincial corporation in British Columbia which provides affordable auto insurance. If you have ICBC insurance, then you are covered with no-fault accident benefits. Even a pedestrian is covered if he has an insurance policy. Compensation includes rehabilitation, medical expenses, and disability benefits as well.

Another Person Fault Accidents

If another person has caused the accident, then several damages can be paid out, which are non-pecuniary damages, lost wages damages, and future care damages.

Even ICBC will settle your claim if found not guilty in an accident. The best advice is to agree for settlement once your doctor approves your health stability. You must also know if there are any lasting effects of this injury before closing the claim because once settled, it cannot be re-opened.

How to Make a Claim?

You can place your claim either by calling the insurance company, i.e., ICBC, or report it online.

After seeing a doctor and getting diagnosed, you can place the report to ICBC for funding the treatment cost.

The ICBC will investigate the case and verify the medical expenses report. They may offer to resolve the claim or agree to a settlement. If you are not happy with their offer, then you can consult a private lawyer or see website information to know you can maximize your claim amount, which you truly deserve.

How to Get the Best Out of My Claim?

Be mentally prepared for the long injury claim process. You may have to put up with pain on a personal side and have patience till the end. Understanding the claim process helps bring out the best outcome.

Take services of personal injury lawyers who will fight for you against seasoned ones from another party insurance company. They can give you relief in a stressful saga of claim and settlement.

Collect all documents to support your claim, may it be pictures of the damaged vehicle and yourself, as well as initial inquiry reports of the police and insurance company. Keep doctor’s medical reports and documentation along with original payment receipts. Equipping yourself with maximum records will increase the claim amount and mean a smooth settlement.

A verbal threshold is a term used for claiming compensation for permanent impairment, disfigurement, or death and their associated medical expenses for treatment. Determine it in case of personal pain and suffering.

As the claim process is lengthy, people grow discouraged slowly with time. So it is always advised to consider interim payment, which is part of the final value of compensation.

Maximize Your Claim

Being well informed of your legal rights, allows you to head in the right direction of settlement and relief. If not, you may need to hire a private lawyer to defend your case.

Knowing the procedure can speed up the process because every minute counts after the injury, may it be personal, financial, or legal. Always remember the few tips discussed here to make the best out of the situation.


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